Mortgages & Lending

Buying a home is a milestone, and at Ledyard Bank, we’re with you every step of the way. Our mortgage options are designed to fit your life, offering competitive rates, personalized advice, and a smooth application process to help you move forward with confidence.

With deep New England roots and a focus on your financial peace of mind, we combine local expertise with modern convenience, like our app that allows you to easily check the status of your application. You’ll experience a home-buying journey that’s seamless and personal. Because at Ledyard, it’s not just a mortgage—it’s your future, and we’re here to help you build it.

Types of Loans We Offer

Residential Mortgages: Owner Occupied, Second Home and Investment
Purchase and Refinance
One Step Construction Loan with the ability to extend construction period up to 18 months
Jumbo Mortgage
Land Loans with up to a 20-year term at a competitive rate
First-Time Homebuyer Programs and Education
Manufactured Home Loan
Everyday Heroes Loan for frontline workers looking to purchase their primary homes
Medical Professional Mortgages with up to 100% financing for first time homebuyers or relocation

Downpayment Assistance Programs

As a qualified home buyer in the Federal Home Loan Bank Programs, you may be eligible for down payment and closing costs assistance, on a first-come, first-serve basis. For more information, contact one of our residential banking advisors.