Online Banking

Access your account information.


Figure out what your monthly
payments could look like.

true partnerships

trusted advisors

comprehensive service

preserving & enhancing wealth

Celebrating 25 years

Savings Accounts & CDs

8mo-CD_landingpage.jpgTo get this Special Offer CD -
open now online or visit one of our Financial Centers!

Earn 5.00% APY* when you open an 8-Month CD.

New to Ledyard Bank? Click Here to Open:

 Open an 8-Month CD  

Find a financial center close to you! 

* Annual Percentage Yield is accurate as of 7/11/2023. Special APY is available with $25,000 new-to-bank money and a Ledyard checking account, fees may apply. Penalty may apply for early withdrawal. We reserve the right to change or discontinue this offer at any time. Fees could reduce earnings on this account, consult a tax professional.


Platinum CDs

2.50% APY1
9-Month or 18-Month Terms

1 Annual Percentage Yield is accurate as of 1/11/2023. Platinum Checking Account is required, fees may apply. Penalty may apply for early withdrawal. Minimum balance of $500 to open account and earn the APY.

Non-Platinum Checking Account CD

2.00% APY2
9-Month or 18-Month Terms

2 Annual Percentage Yield is accurate as of 1/11/2023. Non-Platinum Checking Account is required, fees may apply. Penalty may apply for early withdrawal. Minimum balance of $500 to open account and earn the APY.


Savings Accounts

Planning well means saving for the future, and Ledyard has a variety of ways to help you do that.


money_market_4-00-_900x900_Homepage_final.jpgOpen a new Platinum Money Market account with $25,000 in new-to-bank money and earn 4.00% APY*.

Open now online or visit any of our financial centers to take advantage of this special offer. 


  Statement Savings Certificates of Deposit (CDs) Personal Money Market Account
Open One Instantly! Open a Statement Savings Account Visit a Financial Center to Open > Open a  Personal Money Market Account
Interest Paid Yes Yes Yes
Balance required to earn interest Yes Yes Yes
ATM/Check Card – Unlimited use Yes NA No
Free Online Banking Yes NA Yes
Free Online Bill Pay Yes NA No
Check Paid Fee/Withdrawal Charge Yes NA Yes
  • $250 average daily balance to earn interest
  • $4.00 monthly service charge if average balance falls below $250
  • Service charges are waived for those 60 years and older, minors and Platinum Checking Account clients
  • ATM services are available**
  • FDIC insured
  • Short and long-term investment options available
  • Minimum investment $500
  • Interest compounded daily and credited monthly
  • Preferred rates for those with a Ledyard checking account or Platinum Checking Account clients
  • FDIC insured
  • Interest earned with a $1,500 daily balance
  • Interest earned may increase as your balance increases
  • Unlimited in-person and ATM withdrawals
  • $10.00 service charge if average monthly balance per statement cycle falls below $1,500
  • FDIC insured


CDARS (Certificate of Deposit Account Registry Service)…A safe, convenient solution for large-deposit investors.

Until now, there were only three ways an investor could enjoy full FDIC insurance on deposits larger than 250,000: open and maintain accounts with multiple banks, invest with one bank by transferring ownership and registering accounts in the names of family members or corporate affiliates, or work through a broker-dealer.

Through CDARS, we can now place large deposits into smaller-denomination CDs at multiple institutions. This service can offer you significant benefits:

  • The safety of FDIC insurance for large deposits. Because funds are placed in FDIC-insured CDs that are issued by other financial institution Network members, your total deposits over $250,000 can be eligible for full FDIC coverage. Now you can make bank CD investments up to $1 million or more!
  • CD interest. Rates may compare favorably with those of other high-quality, fixed-income investments.
  • Interest-payment flexibility. You may choose to have interest paid monthly or at maturity.
  • Management convenience. You can manage all of your CD investments through a single relationship.
  • The security of working with a trusted, local source. Your transaction is managed by the people you know and trust here at Ledyard National Bank.

If you'd like to learn more or discuss next steps, please fill out the form below.

**Usage at a non-Ledyard ATM will incur a $1.00 ATM debit item charge – except for Platinum Checking Account clients – and other institutions may impose an ATM fee.

***Please consult your tax advisor

Scroll to top
Official Parner of Darmouth

Financial Advisors Locations